Terms of Service

Last Updated: February 24, 2026

1. Acceptance of Terms

By accessing and using the website william-richmond.com operated by William Richmond Inc ("we," "us," or "our"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Description of Services

William Richmond Inc is a direct business lender providing capital solutions including business term loans, lines of credit, revenue-based financing, and equipment financing. Our website provides information about our services and allows you to submit inquiries regarding business funding.

3. Eligibility

You must be at least 18 years of age and a legal business owner or authorized representative to use our services. By submitting an inquiry through our website, you represent that you meet these eligibility requirements.

4. User Obligations

When using our website or submitting information, you agree to:

5. SMS/Text Messaging Terms

By opting in to SMS/text messages from William Richmond Inc, you acknowledge and agree to the following:

You consent to receive SMS/text messages sent using an automatic telephone dialing system (ATDS) at the phone number you provide. Messages may include information about your funding inquiry, application updates, and business lending communications.

Message Frequency: Message frequency varies based on your inquiry and application status. You may receive up to 5 messages per month.

Message and Data Rates: Standard message and data rates may apply depending on your mobile carrier and plan.

Opt-Out: You may opt out at any time by replying STOP to any message. You will receive a single confirmation message and will no longer receive SMS messages from us, including promotional and customer care messages.

Help: For assistance, reply HELP to any message or email us at william@william-richmond.com.

Consent is NOT a condition of purchase. You are not required to consent to receiving SMS messages as a condition of purchasing any goods or services from William Richmond Inc.

No Mobile Data Sharing: We will not sell, rent, or share your mobile phone number or any information collected through our SMS program with third parties for their marketing purposes.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of William Richmond Inc and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

7. Disclaimer of Warranties

Our website and services are provided on an "as is" and "as available" basis. William Richmond Inc makes no warranties, express or implied, regarding the accuracy, completeness, or reliability of any content or services provided through this website.

8. Limitation of Liability

To the fullest extent permitted by law, William Richmond Inc shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our website or services, regardless of the cause of action or theory of liability.

9. Indemnification

You agree to indemnify, defend, and hold harmless William Richmond Inc and its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of the website or violation of these Terms.

10. Governing Law

These Terms of Service shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law provisions.

11. Changes to Terms

We reserve the right to modify these Terms of Service at any time. Changes will be effective immediately upon posting to this page. Your continued use of the website after any changes constitutes your acceptance of the modified terms.

12. Contact Us

If you have any questions about these Terms of Service, please contact us at:

William Richmond Inc
400 Calvert Beach Rd, Saint Leonard, MD 20685
Email: william@william-richmond.com